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Plans & coverage

Find the planthat fits your life

Learn about Aetna® medical plans and costs to help you choose well.

Health looks different for everyone

That's why Salesforce is proud to provide you with four options for Aetna medical plans.

Each Aetna health plan for Salesforce employees comes with personalized support, trusted provider access and valuable perks, programs and tools to help you save time and money.

Aetna
Standard HDHP

$0 per paycheck

Higher deductible

Tax advantages

Aetna
Premium HDHP

Free $$ from Salesforce

Lower deductible, higher cost per paycheck

Tax advantages

Aetna
EPO

Most care covered 100%

In-network only

Emergency care covered anywhere

Aetna
PPO

Lower out-of-pocket costs

Higher cost per paycheck

Flat fees for care

Do you know...?

All Aetna plans make it simple to get the right care at the right time and place. You can schedule specialist visits with no referrals needed, and no primary care provider is required, though having one is a good move for better health. Learn why

Aetna plan options

Select a plan to learn more about coverage and costs. Or head to the Salesforce Plan Documents page.

Aetna Standard HDHP

You have access to providers in the Aetna Choice® POS II national network. Out-of-network care is also covered, but it may cost you more and require you to do paperwork. You can choose to contribute to an HSA to help pay for eligible medical costs.

Key features
NetworkAetna Choice® POS II
Out-of-network coverageYes, but it may cost more and require paperwork
Annual deductible (individual/family)$2,250/$4,500
Annual out-of-pocket maximum$4,500/$9,000
Services you may needIn-networkOut-of-network
Preventive carePlan pays 100%, deductible waived40% coinsurance
Most types of visits and services, including many behavioral health services20% coinsurance40% coinsurance

To learn more about this plan, head to the Salesforce Plan Documents page.

Aetna Premium HDHP

You have access to providers in the Aetna Choice® POS II national network. Out-of-network care is also covered, but it may cost you more and require you to do paperwork. Salesforce also contributes money to an HSA to help pay for eligible medical costs.

Key features
NetworkAetna Choice® POS II
Out-of-network coverageYes, but it may cost more and require paperwork
Annual deductible (individual/family)In network: $1,800/$3,600
Out of network: $3,600/$7,200
Annual out-of-pocket maximumIn network: $3,600/$7,200
Out of network: $7,200/$14,400
Services you may needIn-networkOut-of-network
Preventive carePlan pays 100%, deductible waived30% coinsurance
Most types of visits and services, including many behavioral health services10% coinsurance30% coinsurance

To learn more about this plan, head to the Salesforce Plan Documents page.

Aetna EPO (in-network only)

This plan requires you and your covered family members to receive care from providers in the Open Access Aetna Select℠ network. Out-of-network care is not covered except in a true emergency.

Key features
NetworkOpen Access Aetna Select℠
Out-of-network coverageNo, except in a true emergency
Annual deductible (individual/family)$200/$400
Out-of-pocket maximumIn network: $2,200/$4,400
Out of network: Not covered
Preventive carePlan pays 100%, deductible waived
Most types of visits and services, including many behavioral health services$20 copay per visit
Specialist visit$30 copay per visit
Urgent care visit$40 copay per visit
Emergency room care$150 copay per visit

To learn more about this plan, head to the Salesforce Plan Documents page.

Aetna PPO

You have access to providers in the Aetna Choice® POS II national network. Out-of-network care is also covered, but it may cost you more and require you to do paperwork.

Key features
NetworkAetna Choice® POS II
Out-of-network coverageYes, but it may cost more and require paperwork
Annual deductible (individual/family)In network: $500/$1,500
Out of network: $1,000/$3,000
Out-of-pocket maximumIn network: $2,500/$5,000
Out of network: $5,000/$10,000
Services you may needIn-networkOut-of-network
Preventive carePlan pays 100%, deductible waived30% coinsurance
PCP visit (for injury/illness)$20 copay per visit30% coinsurance
Behavioral health office visit, outpatient$20 copay per visit10% coinsurance
Specialist visit$30 copay per visit30% coinsurance
Diagnostic tests and imaging10% coinsurance30% coinsurance
Emergency room care$150 copay per visit$150 copay per visit
Urgent care visit$40 copay per visit30% coinsurance

To learn more about this plan, head to the Salesforce Plan Documents page.

Aetna answers

If I switch to Aetna,can I stay with my doctors?

There’s a very good chance you can.

The national Aetna network has 1.3 million trusted providers. If yours isn’t in it yet, they can join. Use the provider search tool to check.

Contact us

Questions? Need care or support?
Here’s how to reach us, 24/7.

  • Call Aetna Concierge at 1-888-512-3862 (TTY: 711), Monday through Friday, 8 AM to 6 PM local time.

  • Download the Aetna Health℠ app.

    Download on the App StoreGet it on Google Play
  • Visit Aetna.com and log in.